Followers

Powered by Blogger.
RSS

Article 131, Chapter 2 of the Civil Code of the Philippines

Art. 131. The donor by reason of marriage shall release the property donated from mortgages and all other encumbrances upon the same, with the exception of easements, unless in the marriage settlements or in the contracts the contrary has been stipulated. (1332a) 



         A donations propter nuptias is valid if the property is already subject to encumbrances such as mortgage.The donne is not responsible for the dept of the donor unless the donation imposes upon the donee such obligation as provided for the Article 788 of the Civil Code. The encumbrance shall be respected and in case of foreclosure, the done is not responsible for the deficiency as the above stated.

For example:
 
        A parcel of land mortgage for P100, 000 in favor of a bank was donated to Anna, a future husband of Henry. Unfortunately, the donor-debtor was unable and cannot pay the mortgage debt when it matured and the land was sold during the foreclosure sale. If the selling price is different from the debt of P100, 000, what was happening in case of a deficiency or excess?

            It was already stated in the above article that the done shall be liable for the deficiency, but in the case of a excess, done is entitled to the said excess.

  • Digg
  • Del.icio.us
  • StumbleUpon
  • Reddit
  • RSS

0 comments:

Post a Comment